Cashless – Making the move
There has been much reporting in the news this weeks that in the UK almost 10% of people have gone ‘cashless’. Making transactions using cards or phones rather than paying in cash.
As I of those who moved away from cash almost a year ago, it is good to know that I am not alone.
I found the initial move quite a bold step and it took me several months before I went out without the odd note tucked into my wallet – just in case. I very soon found that there was no need for this safety blanket.
As a result my wallet only contains a few cards – no notes or coins.
Initially I tried payments using the phone, which does work OK but is quite an effort. Getting out the phone, opening the app and then waiting wondering of the read is successful was quite onerous. Now I simply take out on the of contactless cards, present this and viola. The transactions takes seconds and is stress free. One interesting side effect is that I no longer receive the paper copy from the retailer – I never did quite know what to do with these.
There are, frustratingly, a few transactions where I do need cash. (Fortunately my partner has not moved, so I rely on her). The window cleaner is one. He loses several evenings a week collecting cash and just accepts this as part of the role. My barbers is also cash only, and again not really willing to change.
Moving cashless has really worked for me and made things very simple. Have you decided to make the move yet?